Bank of Communications customer service hotline 95559,

Credit card hotline 400-800-9888,

BoCom Platinum Secretary hotline 400-866-6888.

Extended information

1. Introduction to Bank of Communications

The full name of Bank of Communications is Bank of Communications Co., Ltd. It is one of the six major banks in my country and its business scope is Covering commercial banking, securities, trusts, financial leasing, fund management, insurance, offshore financial services, etc. It was listed on the Hong Kong Stock Exchange and Shanghai Stock Exchange in June 2005 and May 2007 respectively. In March 2020, it was selected into the top 500 most valuable global brands.

2. What type of bank is Bank of Communications?

Bank of Communications is a state-owned joint-stock commercial bank. Founded in 1908, Bank of Communications was one of the four early banks in China. Bank of Communications was also one of the early note-issuing banks in China.

After 1949, except for the Hong Kong branch, which continued to operate, Bank of Communications' domestic operations were merged into the local People's Bank of China and the People's Construction Bank of China.

In 1986, the Bank of Communications was used as a pilot project for financial reform. It was rebuilt with the approval of the State Council. In 1987, the rebuilt Bank of Communications began to officially open to the public.

3. What cards does Bank of Communications have?

BoCom bank cards are mainly divided into two categories: debit cards and credit cards.

Credit cards are mainly divided into standard cards, youth cards and various co-branded cards.

1. Standard card: Standard card is divided into regular card, gold card and platinum card.

2. Youth Card: Youth Card applicants are limited to those under 30 years old and need to have a stable job income.

3. Co-branded cards: Co-branded cards basically cooperate with shopping malls or supermarkets and have certain discounts. For example, Suning Card, Wal-Mart Card, etc. are all co-branded cards.

4. What is the interest rate of Bank of Communications fixed deposit?

The interest on time deposits with banks is calculated based on the deposit principal and deposit period. The calculation formula is: Deposit interest = Deposit principal × Deposit interest rate × Deposit period. If the time deposit of Bank of Communications is 50,000 yuan for one year, the details are as follows:

1. Lump-sum deposits and withdrawals: The annual interest rate for Bank of Communications time deposits for one-year period is 1.75%, and the deposit of 50,000 yuan is one year. The annual interest is 875 yuan.

2. Partial deposits and lump sum withdrawals, lump sum deposits and lump sum withdrawals, principal deposits and interest withdrawals: The annual interest rate for Bank of Communications time deposits for one year is 1.35 %, the interest on a deposit of 50,000 yuan for one year is 675 yuan.