The total amount of credit card refers to the total overdraft credit approved by the bank according to the credit status of the cardholder; Available line refers to the amount that the cardholder can overdraw at present.

The total amount of a credit card is different from the available amount, because the cardholder has used a part of the amount, including overdraft, cash withdrawal, installment and so on. If you don't return it, you won't restore the amount, so the amount is different.

There are many kinds of credit card limits: credit limit: the credit limit of this credit card indicates the total amount you can spend or withdraw with the credit card; Available credit limit: the available credit limit of the credit card, generally speaking, it is credit limit-used amount-current month interest; Cash withdrawal limit: the cash withdrawal limit of this credit card. If there is a withdrawal amount, it shall be calculated according to the available amount; Cash withdrawal amount of the day: this amount is implied. Generally speaking, banks take the existing regulations on the same day, and the maximum is not more than; Amount available for the day: Some banks have this concept in their credit cards, which means the maximum amount that can be used every day.