Same. The same is true for credit card consumption. There is no handling fee for any domestic merchants to spend their credit cards. You can brush as much as you want, and there is no handling fee. It's all the same if it's an overdraft. There is a handling fee and interest for overdraft withdrawal. The domestic withdrawal fee is 0.5% of the cash withdrawal amount, ranging from 2 yuan to 50 yuan. From the date of cash withdrawal, the interest shall be calculated at five ten thousandths of the daily interest, and the compound interest shall be calculated monthly. If you pay more, it will make a difference. Take the overpaid part at the CCB outlets in the provinces and cities where the card is located, and avoid collecting the cash handling fee. If it is inter-bank or inter-provincial payment, there will be a handling fee.