The bank card can still be used after being soaked in water. If your bank card is soaked in water and handled properly, you can continue to use it at the ATM. The magnetic strips of bank cards must be close to strong magnetic fields, such as mobile phones, TVs, refrigerators, etc., before they become demagnetized and cannot be used. Because bank cards are made of film, and bank cards mainly exchange amounts through the magnetic strip on the back, as long as the magnetic strip on the back is not damaged.

1. Pay attention to protecting bank cards

In the past, bank cards basically relied on magnetic strips. Nowadays, bank cards issued basically have sensor chips, but no matter what, they still cannot Too close to magnetic objects. Try not to place the card within the range of high-magnetic appliances such as microwave ovens and refrigerators, and try not to place it with magnetic objects such as mobile phones, computers, and PDAs. ; For magnetic strip cards, be sure to prevent sharp objects from wearing and scratching the magnetic strips; do not store them close to each other, and do not place them back to back to avoid the magnetic strips from rubbing against each other.

2. Keep your bank card safely

Do not lend your bank card to others, do not show it off everywhere, and do not reveal your bank card number and password at will, especially the security code of your credit card. Please remember to copy the card number and the bank's customer service phone number separately and keep them in a safe place so that you can contact them in time in case of an accident.

3. Pay attention when receiving a bank card

When applying for a bank card or needing to reissue a new card for some reason, if you receive it at a bank branch, you should check whether the password envelope is intact and intact. . If it is sent by mail, please check for the new card letter and password envelope. When receiving a letter, first check whether the seal of the envelope has been opened, torn or re-glued. Check whether the name and gender in English embossed on the front of the credit card are the same as those filled in the application form. On the signature strip on the back of the card, use a signature pen to sign your name in a familiar style.

4. Understand the restrictions on the amount and frequency of ATM withdrawals. Under normal circumstances, card-issuing banks have determined the cumulative limit of cash withdrawals for their respective bank cards at ATMs on the same day and the maximum amount of single cash withdrawal under the basic regulations of the People's Bank of China. Or the number of withdrawals per day. International cards also have restrictions on the amount and number of withdrawals when withdrawing money overseas.