1. Tax-excellent health insurance: you can directly insure against illness or reimburse certain expenses, but you should pay attention to the fact that you need to tell the truth, and if you are insured for past illness, you generally need to pay taxes for more than one year before you can buy it. Ordinary healthy people can buy it directly, although you can reimburse your own medicine, but it is only 4, yuan a year;
2. Huimin Insurance: Today, Huimin Insurance can be said to be everywhere, and it can be insured against illness, but it does not pay for some serious diseases, such as cancer, that is to say, liver cancer is not paid, but it can be reimbursed for medical expenses when the big three yang develops into liver cancer. Huimin insurance is the first choice for people with liver diseases.
Extended information:
Insurance refers to the commercial insurance behavior that the insured pays the insurance premium to the insurer according to the contract, and the insurer is liable for the property loss caused by the possible accident agreed in the contract, or the insured is liable for paying the insurance premium when he dies, is disabled, falls ill or reaches the age and time limit agreed in the contract.
From an economic point of view, insurance is a financial arrangement to share the loss of accidents;
From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses;
From the social point of view, insurance is an important part of the social and economic security system, and it is a "delicate stabilizer" for social production and social life.
from the perspective of risk management, insurance is a method of risk management.
Commercial insurance can be roughly divided into: property insurance, life insurance, liability insurance, credit insurance, subsidized insurance and marine insurance.
major categories are classified according to the scope of insurance coverage, and minor categories are classified according to the types of insurance subject matter.
according to the insurance coverage, it is divided into: personal insurance, property insurance, liability insurance and credit guarantee insurance.
1. Fire insurance is to cover the loss caused by fire to the property stored in a certain geographical range and basically in a static state on land, such as machinery, buildings, various raw materials or products, household appliances and so on.
2. Marine insurance is essentially a kind of transportation insurance, which is the earliest insurance in all kinds of insurance business, and the insurer is liable for the loss of the subject matter insured caused by maritime perils.
3. Cargo transportation insurance is cargo transportation insurance other than maritime transportation, which mainly covers the losses of goods during inland, river, coastal and air transportation.
4. Various means of transport insurance mainly covers the losses of various means of transport during driving and parking. It mainly includes automobile insurance, aviation insurance, ship insurance and railway vehicle insurance.
5. engineering insurance covers all unexpected losses and personal injuries and property losses of third parties during various projects.
6. Post-disaster benefit loss insurance refers to the insurance that the insurer bears the insurance liability for all kinds of intangible benefit losses that may be caused after the property is insured.
7. burglary insurance insures property losses caused by acts such as robbery by robbers or theft by thieves.
8. Agricultural insurance mainly covers losses caused by natural disasters or accidents of various crops or cash crops, and various livestock and poultry.
9. Liability insurance is an insurance with the insured's civil liability for damages as the insurance subject. Whether an enterprise, a group, a family or an individual causes damage to others due to negligence or negligence in various production and business activities or in daily life, the economic compensation liability borne by the victim according to the law or contract can be compensated by the insurance company after taking out relevant liability insurance.