Of course.

Credit cards can repay car loans. But you can't return it directly. Because the mortgage and car loan are automatically deducted, it is the savings card in my name, not the credit card. So you can brush out the funds in the credit card and transfer them to the debit card of the mortgage car loan for repayment.

Credit card is not a savings card, so it cannot be used as a debit card for mortgage and car loan. Moreover, credit cards can only be used for consumption and cannot be transferred. So you can't transfer the credit card funds to the debit card of the mortgage car loan. So you can swipe the credit card funds, and then transfer them to the debit card of the mortgage car loan, and automatically deduct them when the repayment date comes.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.

It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

How to repay the car loan with a credit card?

Users apply for credit card (debit card) to buy cars in installments. When each installment is repaid, as long as the repayment amount is deposited into the credit card (credit card), the system will automatically initiate the deduction on the repayment date, which is equivalent to the user returning the current car loan. Buying a car with a credit card (debit card) means paying the car loan in installments every month, and only paying a certain handling fee, which is the car loan model promoted by banks.

Therefore, to purchase a car by installment with a credit card (debit card), users who do not have a credit card (debit card) need to apply for a credit card (debit card) to handle this business.

Does CCB credit card car loan put money into credit card?

If you purchase the CCB credit card by installment, you can deposit the money directly into the credit card according to the monthly bill issued by CCB before the due repayment date.

At the same time, other repayment methods of CCB are also summarized here.

The first type: agreed account, personally recommend this. ] Use CCB's savings card and credit card for binding. As long as there is money in the savings card, the bank will deduct the money from your savings card to the credit card on the due repayment date, which is the most worry-free.

Second: transfer the money back,

CCB to CCB: CCB's savings card can be transferred to credit card through CCB's online banking, ATM, mobile banking (transfer function should be opened at outlets) and WeChat.

Transfer from other banks to China Construction Bank: cross-bank transfer is allowed. The operation steps of each bank are different, depending on the bank corresponding to your savings card.

The third type: third-party repayment, namely Lacarra, Alipay, etc. , but there may be a handling fee, which will be shown when repaying, so you need to pay attention.

The fourth type: cash deposit at the counter of outlets.

That's enough for the introduction of car loan repayment to credit card.