Hello, card friend, it is not enough to only provide ID card and academic certificate when applying for a credit card. This is just one of the materials that must be submitted when applying for a credit card. If you only submit these to the bank With these two materials, your application will definitely not be successful. Therefore, in order to successfully apply for a credit card, you also need to submit the following materials to the bank:

1: Work certification materials: that is, your A copy of the work permit with the official seal of the unit, a copy of the company's articles of association or a capital verification report with the official seal of the unit.

2: Income certification materials. Since you do not have a fixed salary card and cannot provide salary statements, you can ask your company to issue your official salary slips or income certificates for the last three months and stamp them. The official seal of the unit or department.

3: Other financial proof materials: including your residence, commercial residence, shop, etc., it can also be a copy of your land and vehicle certificate, or it can be the funds, treasury bonds, corporate bonds, etc. you purchased. Copies of purchase certificates for insurance, stocks and other securities, etc. The more and more powerful the materials, the greater the chance of approval by the bank. In addition, having social security will have certain benefits when applying for a card.