If the father's credit card is not paid back, the son does not have to pay it back. However, if the son inherits his father's estate, he should bear the repayment liability to the actual value of the inheritance. Generally speaking, the father's credit card debt will not affect his children, but if he is included in the list of dishonest persons subject to enforcement, it will prevent his children from attending high-fee private schools.

1. If the father's credit card debt is still unpaid, does the son have to repay it? The son does not have to repay the credit card debt owed by the father, except when the father dies and the son inherits the father's property. The heir shall repay the debt within the actual value of the inheritance. The taxes and debts that the deceased should pay according to law. This does not apply to the amount that exceeds the actual value of the inheritance and is voluntarily repaid by the heirs.

2. Will the father's credit card debt not be paid back? Will it affect his children? The father's credit card debt and failure to pay it off will generally not have a negative impact on the children. After all, the debt is borne by the parents themselves, and the children do not need to bear the responsibility for repayment; and when overdue occurs, bad information is directly recorded on the parents' credit report, and the children's credit will not be damaged as a result. However, I would like to remind everyone that if the amount of debt owed by the parents is too large and they are sued by the bank and still refuse to repay, and are therefore included in the list of dishonest persons subject to execution by the court, then the children may be implicated to some extent, for example, they may no longer be able to attend school. High tuition private schools.

3. What to do if you can’t get a credit card? There are several ways to deal with a credit card problem: 1. Use the delayed service provided by the bank. If you only occasionally fail to pay, the funds are only one or two days short. In order to repay the loan, you must make full use of the bank's deferred repayment service. Nowadays, most banks have one to three days of deferred repayment service. As for the specific one or three days, each bank is different. You have to consult customer service yourself. 2. Installment or minimum repayment If you really can't pay off the credit card, or you really can't pay off the credit card in the short term, in this case, you can consider installment or minimum repayment on the credit card. 3. Effectively change the billing date. If you budget in advance that you may not be able to repay a certain credit card at that time, you can apply to the bank to change the billing date before the bill comes out to extend the repayment period. For example, the billing date It was the 10th. I found out before the 5th that I might not be able to repay the loan for some reason. I immediately called the credit card customer and applied to change the billing date to February 3rd or 4th. In this way, there will be no bill this month. After the bill is issued and the bill change application is successful, the bill will not be issued until 2/3/4 next month, which will extend our repayment by one month. 4. Find friends or family to provide cash flow.