Current location - Trademark Inquiry Complete Network - Overdue credit card - What are the implications of increasing the temporary credit limit on your credit card?
What are the implications of increasing the temporary credit limit on your credit card?

There will be no impact if the temporary limit of the credit card is increased as long as the repayment is made on time.

If the fixed credit limit of your credit card is not enough, you can call the credit card center of the card-issuing bank and ask customer service to temporarily increase the credit limit within a certain period of time.

The customer service will Determine whether your credit limit can be temporarily increased based on your card usage records. After the specified time, the credit limit will be adjusted back to the original fixed limit.

So, the temporary limit is the same as the fixed limit, as long as you finish the consumption and repay it on time on the repayment date.

Extended information:

The credit card usage record is good, and there is no overdue or other illegal use of the card. This is the prerequisite for temporarily increasing the credit limit. The scope of increasing the temporary credit limit is generally controlled to a fixed limit. X times. ?

In addition, during fixed long holidays such as Christmas, New Year's Day, Spring Festival, and National Day, the bank's credit card center will actively adjust the temporary limit of the credit card for cardholders to use during the holidays. After the holiday, the limit will be restored to the original fixed limit.

Baidu Encyclopedia-Temporary Quota