1. First, you need to apply. The application method is usually to fill in a credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.

After receiving your application form and related materials, the bank should review your credit status. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.

3. After the approval of the bank, the card will be made and then mailed to your mailing address.

Extended data

After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal. Credit cards are usually only used by the cardholder himself, and lending them to others is generally a violation of the use contract.

Credit cards include the name and logo of the issuing bank, credit card type (organization logo) and holographic anti-counterfeiting logo, card number, English or pinyin name, activation date (generally calculated to the month) and validity period (generally calculated to the month). Chip account and card magnetic stripe account are two relatively independent accounts.

References:

Credit card _ Baidu Encyclopedia?