Jin Yan, a rural credit cooperative, has a credit card limit of 0.2-20w yuan. Credit card quota of gold card of rural credit cooperatives: 200,000-200,000 yuan for gold card and 20,000-20,000 yuan for ordinary card. "The amount of credit card applied by rural credit cooperatives depends on the submitted financial certificate and credit status. Generally speaking, the better the credit conditions, the higher the amount. Generally speaking, credit cards of rural credit cooperatives are divided into gold cards and ordinary cards. The credit card gold card quota of rural credit cooperatives is 200,000-200,000 yuan, and the ordinary card quota is 20,000-20,000 yuan.

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1. Credit card promotion limit: 1. Cardholders can increase the frequency of using personal credit cards; 2. Use credit cards to increase personal consumption; 3. Cardholders can increase the number of merchants who use credit cards for personal consumption, mostly in merchants who cooperate with card-issuing banks; 4. Maintain a good personal credit status; 5. Submit proof of assets and apply to the bank for increasing the quota; 6. Repayment by installments every six months, and paying part of the interest to the bank will help to increase the quota.

2. Credit cards, also known as credit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers. The form is a card with name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount. The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other institutions. A financial institution that has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Three. On February 17, 17, 1 day, the English translation and writing standard for public service was officially implemented, and the English name of the credit card standard was specified as credit card. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the day of collection. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of the petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally only refer to credit cards. From 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.05% of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). [5] On May 25th, 20021year, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.