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Introduction to Credit Card of China Merchants Bank-What does the Pleasant Loan Question and Answer mean?
The credit card has been credited, and the merchant has initiated a collection from the bank, but it has not been recognized by the banking system. Because credit card consumption is first consumed, then liquidated, and then recorded.

Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.