Customers who already have a Bank of Communications credit card and have activated it for more than six months can try to apply for a gold credit card again from the bank.

If you have a car, real estate certificate and large deposit certificate, you can directly apply for an upgrade to the gold card. If you do not meet these conditions, you must meet the following requirements:

1. Meet the bank's requirements for the number of purchases and amount. During your period of use, it is best to ensure the habit of spending more and swiping your card more.

2. Repay in time. If you have overdue repayments, most banks will not allow you to upgrade to a gold card. It is recommended to accumulate personal credit and repay on time every month.

3. Whether you frequently participate in bank activities (a series of preferential activities for credit cards on the bank's official website), the bank will use this to judge whether you are actively consuming.

After meeting the above requirements, you can apply by phone, on the official website, or directly at the bank branch counter.