Is it easy to apply for a trade union credit card if you have debts?

Can you apply for a trade union credit card if you have debts?

A union credit card is essentially a credit card with some additional benefits, such as free service fees, financial functions, and the ability to enjoy preferential activities at some local cooperative business locations, such as supermarkets, movie theaters, car washes, and gas stations. class.

Although applying for a credit card does not require a mortgage guarantee, and there is no hard and fast rule that you cannot have debt, banks generally have requirements for the applicant's debt ratio, and will take into account the applicant's income and credit history. The settled debt is used to estimate the applicant's debt situation. For example, if the debt ratio exceeds 50%, the applicant's debt will be relatively high, and the applicant will be considered to have insufficient repayment ability, and it will be more difficult to get a card approved.

The difference between the red card and the yellow card of the Shanghai Trade Union

The difference between the red card and the yellow card of the Shanghai Trade Union is that the yellow card is a Shanghai Trade Union member service card (credit card), and the red card is A joint bank card (IC card) with a trade union membership logo. The credit card jointly launched by the Shanghai Federation of Trade Unions and Shanghai Rural Commercial Bank for Shanghai trade union members is the abbreviation of Shanghai Trade Union Member Service Card (credit card). Because the card surface is yellow, it is called the Little Yellow Card. Xiaohong Card is a Shanghai Trade Union Member Service Card. It is a joint bank card (IC card) with a trade union membership logo issued by our bank and Shanghai Federation of Trade Unions to trade union members in the city.

Shanghai Trade Unions:

In order to strengthen leadership of the growing labor movement and unify the organizations of various trade unions in Shanghai, the Party Central Committee decided to establish the Shanghai Federation of Trade Unions. On May 2, 1925, Li Lisan convened a meeting of representatives of 24 groups based on the party organization's decision to form the Shanghai Federation of Trade Unions preparatory meeting. On May 18, a preparatory meeting was held in Rongye Lane, Huiwen Road, where the union's articles of association were adopted and Li Lisan was elected as the president of the preparatory board of directors. Around the 24th, the Federation of Trade Unions began activities on Baoshan Road and opened its offices in Baoshan Lane, Baoshan Road.

Can you introduce the Bank of China Hengshui Union Member Credit Card?

BOC Hengshui Trade Union Member Credit Card:

The Hengshui Federation of Trade Unions is a mass organization affiliated to the All-China Federation of Trade Unions, the Hengshui Municipal Party Committee and the Municipal Government. In accordance with the requirements of the Federation of Trade Unions, the Municipal Party Committee and the Municipal Government, trade union membership cards are issued to all trade union members within the jurisdiction. The trade union membership card takes the provision of efficient services as its main direction, including assistance and assistance, legal consultation, life convenience, financial management, etc. , professional and social services.

The Bank of China Hengshui Trade Union member credit card is our bank’s Great Wall series credit card, and this card is a gold card. This card is a RMB single-currency credit card.

The above content is for your reference, please refer to actual business regulations.

This is the end of the introduction about labor union credit cards and whether there are annual fees for labor union credit cards. Did you find the information you need?