Current location - Trademark Inquiry Complete Network - Overdue credit card - Why was the credit card interview rejected?
Why was the credit card interview rejected?

If you want to use the credit card normally, the cardholder needs to activate the credit card through a credit card interview. The visa interview is not 100% successful, and many people are rejected. Why was the interview rejected? what to do?

1. Since the cardholder does not have a formal employer, social security, or provident fund, the bank may fail in the interview. Because of this situation, the bank cannot determine the cardholder's source of income and employer. If you want to successfully pass the credit card interview, you can first find a regular job and have a stable income.

2. Failure to fill in the information in detail will cause the interview to fail. During the interview, the bank will fully understand the cardholder's details and will reject the card if it does not meet the conditions. To pass the interview smoothly, it is best to fill in true and complete material information, so that you can pass the interview quickly.

3. Excessive debt causes interview failure. Each credit card application platform has a unique risk control system. When a user applies for a credit card, the system will conduct a risk assessment. For users with excessive debt ratios, the bank will directly refuse to issue the card.