the minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the current month's bill of the credit card. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final payment date, which will not affect your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (If you repay in full on time, you can enjoy the interest-free period for credit card consumption)
If you repay in full, you can enjoy the interest-free period. 1. Interest-free period refers to the period from the bank bookkeeping date to the due repayment date (the interest-free repayment period ranges from 2 to 5 days) when the cardholder repays all the payable amount before the due repayment date (inclusive). 2. Pay back the full amount on time before the final payment date, and you can enjoy the interest-free period for credit card consumption without any charge. 3. The minimum repayment amount refers to the minimum monthly repayment amount, which is shown on the bill of the current month without application. Paying off the minimum repayment amount on time will not affect personal credit, but you can't enjoy the interest-free period. All consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths.