1. Go to the bank to apply for a new card, and you may have to pay some production costs.
2. Call the bank, cancel the lost credit card or apply for loss reporting to prevent others from stealing it.
when a credit card is inactive, it is lost. Actually, it's nothing serious. The risk of theft is very small. Because if you want to swipe your card, you must activate the credit card first. To activate the credit card, you need your ID card and the mobile phone number reserved when you apply for the credit card. Without these, you can't activate your credit card.
2. Precautions
1. Call to report the loss and freeze it in time after it is lost.
2. After this period, the credit card will be automatically released.
A credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with credit qualification. The name of the issuer, expiration date, number, cardholder's name and other contents are printed on the front of the form, and the magnetic stripe and signature card are printed on the back. Consumers with credit cards can go to special commercial service outlets for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
according to the relevant laws of our country, the credit card stipulated in the National People's Congress Standing Committee (NPCSC)'s Explanation on Credit Cards and the Criminal Law of the People's Republic of China refers to all or part of electronic payment cards issued by commercial banks or other financial institutions with the functions of consumer payment, credit, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing of Public Service came into effect, stipulating that the standard English name of credit card is credit card.
Credit card consumption is a non-cash payment method, and consumption does not need to be paid in cash until the bill date.
Credit cards are divided into debit cards and quasi-debit cards. Debit cards refer to credit cards with a certain credit limit, and credit cards that can be reimbursed first within the credit limit; The quasi-borrowing write-down card means that the cardholder pays a certain amount of petty cash as required. When the balance of the petty cash account is insufficient to pay, the quasi-borrowing write-down card within the specified credit limit can be overdrawn. The credit card usually refers only to the debit card.