1. Pose machines generally have two functions, one is to touch and consume, and the other is to insert or swipe a card for payment. The current IC cards have the electronic wallet function, and the so-called "loading" is to transfer the amount directly to the electronic wallet. It is a new type of touch consumption. Most of the transferred funds are transferred by individuals at a specific time. Consumption by credit card in a certain consumption environment.

2. Loading is to change the way consumers usually withdraw cash from their bank accounts and put it in their pockets for consumption payments into directly transferring (depositing) the money in consumers' bank accounts. There is an electronic wallet on the IC chip. In this way, consumers avoid the risk of carrying cash to change, lose, counterfeit, or be robbed. Most of the transferred funds are used by individuals to swipe their cards for consumption under specific consumption circumstances. After the funds are deposited, they can only be used for consumption and cannot be withdrawn in cash.

3. As a merchant, after the consumer swipes the card with a credit card, "manual transfer" is displayed on the card swipe slip, indicating that the credit card is a fake card and the money cannot be swiped. Therefore, merchants cannot receive money, and these fake cards can issue receipts, but cannot withdraw cash. If you find any, please do not use them.

4. As a customer, you should also be careful when applying for a credit card. When using a credit card to make purchases, you should carefully check the 'transaction type' on the bill. If the word 'Consumption' is displayed, it is a genuine card. 'Manual transfer' is a fake card and will not be accepted by the bank.