You can bind a credit card in WeChat payment, and then choose credit card payment when paying. The following is an example of changing from WeChat to credit card payment when recharging phone bills: (1) Click "I" on WeChat, select wallet, and then select mobile phone to recharge. (2) Select the recharge amount. (3) click ">" on the right side of the original payment method. (4) Select the credit card you want to use from the bound bank cards, and then enter the payment password.