If it is a Guangfa credit card that accumulates Guangfa points, there is no need to repay the points, and it will be received within 2 working days. Points can only be redeemed when there is debt in the card:

1.DIY card (1, 000 points =￥20)/ smart card (new smart card: 1, 000 points =￥20, old smart card: 500 points =￥ 1), and the points can be directly exchanged for the outstanding amount (used to deduct the card)

2. Yuetong Card /PICC Yuetong Card, exchange points for premium, so as not to return the card in the form of repayment signature.

You can log in to "official website → Credit Card → Points Zone → Redeem More Value-added Services → Deduction Amount" for redemption.

In addition, shopping in Guangfa Mall/shopping by cooperative merchants can be deducted according to the specified proportion, and you can log in to find the wonderful APP to view the information of cooperative merchants and the deduction ratio.

Tips: Specify the amount of points that can be exchanged for the card (new smart card/upgraded smart card/old smart card/Unicom card /DIY/ China Life Guangfa co-branded game purchase/game driving card). The maximum amount of points that can be exchanged for each card is 6,543.8+0,000 points per year.

(Response time: April 8, 2020. Please refer to the latest business changes announced by Guangfa official website. )