No, China Construction Bank issues ETC credit cards. ETC credit cards can be used as high-speed payment charge cards. To change the bank card bound to ETC, you need to bring four things: your driving license, driver's license, bank card bound to ETC, and ETC pass card, and go to the corresponding bank or ETC management department to apply for change registration.
At present, Bank of China, China Construction Bank, Agricultural Bank of China, Industrial and Commercial Bank of China, Hua Xia Bank, Ping An Bank, and Beijing Rural Commercial Bank have launched speed credit card services, and those who need them can apply. The models launched by each bank are different. Most banks' etc. Express Cards are credit cards, which require car owners to apply at the bank, while Industrial and Commercial Bank of China and Agricultural Bank of China have credit cards and savings cards.
Although they are simple express cards, their product models are almost different. For example, Hua Xia Express Card and Bank of China Express Card can actually have three cards, including a Express Card and a debit card that needs to be bound or Credit cards; ICBC’s Peony Express Card includes stored-value cards and debit cards; Ping An Bank has adopted a brand-new model that is compatible with prepaid and postpaid withholding services.
Extended information:
ETC preferential policies:
China Construction Bank ETC car and truck owners can enjoy points discounts for oil changes, preferential car wash services, free roadside assistance, Sinopec 1. Refueling discounts, ETC and other functional rights. Vehicles equipped with OBU electronic tags can realize non-stop toll collection in ETC lanes of national networked highways, and can enjoy a 50% discount on payment.
No recharge is required for Bank of China’s ETC, and OBU equipment is given free of charge. As long as the user holds a Bank of China ETC credit card, the tolls will be directly deducted from the credit card, and they can enjoy interest-free for up to 50 days, and a special discount of as low as 10% on highway tolls.
Reference: Baidu Encyclopedia - ETC Credit Card