Age requirement of 1: China residents should be 18-60 years old, and foreigners should be 25-60 years old.
Requirements: Have a stable work unit, income and fixed residence.
Credit requirements: no bad credit record.
Credit card online application materials: my financial certificate, income status, valid documents, home address and other relevant certificates.
Credit card online application process
1 Log in to the online banking of the relevant bank.
Click "Credit Card Application" or "Credit Card Online Card Handling" (depending on the online banking of each bank).
3 To select the bank credit card you want to apply for, you need to select the province and city where you want to apply for the card, the brand, characteristics, media, grade and currency of the product you want to apply for, query and retrieve the product you want to apply for, and click Apply.
Please fill in your personal information so that your application can be approved.
Submit an online credit card application and wait for the approval result.
6. Online credit card application supports the main card and auxiliary card business, including: main card application information, auxiliary card application information, contact information and synchronous customization business application information. Among them, the main card (sub-card) application information includes: personal data, professional data, etc.
7 If you apply for the primary and secondary cards at the same time or only the secondary cards, in principle, the applicant for the primary card and the applicant for the secondary card must hold their valid identity documents and go through the card collection procedures at the card collection outlets. For those who receive cards at different times, the main card applicant can only handle the card receiving procedures for his own card; The applicant for the secondary card shall not apply for the primary card separately.
If the card is not issued for more than half a year, it is deemed that the customer has given up applying for a credit card.
After the card is successfully processed, a short message will be sent to the applicant. Customers who apply for credit card online must complete signature confirmation, card collection and card activation at the nearest card collection outlet they choose with valid identity documents.
Matters needing attention
Now, with the development of the Internet era, the network has been deeply integrated into our daily life. More and more people choose convenient ways such as online shopping and online payment. Internet applications can be easily applied to people of all ages, which is convenient and fast. Credit cards can be handled in different banks, and each bank has its own characteristics. The above generally introduces the online application of credit cards. Please refer to the websites of major banks to apply for credit cards from different banks online.