If there is no installment, late payment fee and interest (that is to say, this 5,000 yuan is a bill generated by pure consumption), according to the bank's practice. It should be 10%, that is, 500 yuan.

Need to remind cardholders that once the minimum repayment is selected, there will be no interest-free period.

In other words, the bank will charge interest on the remaining 4,500 yuan at the rate of five ten thousandths per day.

Your bill will be 4500 yuan +4500×5 next month? ×30=4567.5。

It should be noted that the minimum repayment amount is not optional for every cardholder.

The bank will also evaluate it. Cardholders who are overdue or blacklisted by the People's Bank of China may not choose the minimum repayment amount.