Is the excess, 9800+300= 10 100, and the accumulated amount in the same repayment period has exceeded 1w, and the accumulated amount in the same repayment period. Although it is still over 2000; But it won't affect your normal use just because you paid back 2000.

In a billing cycle, when the accumulated credit line used by the cardholder exceeds the credit line actually approved by the card on the billing date, all the payables in the account do not enjoy the interest-free repayment period, and the cardholder must pay the over-limit fee according to a certain proportion.

Extended data:

Matters needing attention

According to the relevant regulations of the central bank, banks can control the maximum amount of credit card spending at 1 10% of the original amount. For example, if you have a credit card with a credit limit of 10000 yuan, you may spend as much as 1 1000 yuan directly on the credit card, and the bank may charge a certain percentage of the overrun fee if it exceeds the credit limit of 1000 yuan.

However, the credit card of China Merchants Bank cannot exceed the credit limit, which is very special. Therefore, there is no over-limit fee for China Merchants Credit Card. When the cardholder's consumption limit is greater than the credit card issuance limit and it is necessary to temporarily increase the limit, you can call customer service to apply. The temporary increase of the limit is valid for two months, and there is still no over-limit fee, but the consumption limit exceeding the issuance limit needs to be repaid in the same month.

Baidu Encyclopedia-Credit Card Overlimit Fee