how many days does it usually take to get a credit card online?
generally, it takes about 2-4 days to apply for a credit card. Due to different banks and application channels, the card approval time is different. When applying on the website, the review is generally completed within 5 working days, and new households need to go to the bank outlets for face-to-face signing, and the review is completed within 2 working days after face-to-face signing. If it is a mobile banking application, the review time is relatively short, about 1-2 weeks. If it is a mobile phone network application, the review will take 5 working days at the earliest. After the credit card application materials are submitted, they will first be submitted to the credit card center audit department of the issuing bank. The audit department will grade the applicant according to the applicant's personal situation. This process usually takes 1 working days. If it is approved, the issuing bank will make a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. The registered letter usually takes about 15 days, and the express delivery usually takes about 5 days.
do I have to activate my credit card online?
if your credit card is applied online, you must go to the bank outlet to activate it smoothly after receiving the card, and other activation methods cannot be used. It should be noted that when you go to a bank outlet to activate a credit card, you should bring all relevant information. Generally speaking, the information you need to bring to activate a credit card is: my ID card, credit card and credit card letter.
what happens if I don't activate my credit card for a long time?
first of all, it should be clear that the bank will remind the cardholder to activate the credit card as soon as possible after receiving the credit card, but there is no definite time limit for the activation of the credit card, which means that it is ok to deactivate the credit card. However, it is better to activate the applied credit card as soon as possible. If it is not activated for a long time, it is not beneficial, because it is likely to affect the application for credit cards or loans in the future. Why do you say this? Because there is a cost in issuing cards by banks, it takes a certain amount of manpower and material resources from approval to issuing cards. If you don't activate the credit card after receiving it, the bank can't recover the cost. When you apply for a credit card or loan next time, the bank is likely to directly reject your application.