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What should I do if I guarantee a loan for others, get sued, my salary card is frozen, and I have no money to pay back my credit card?
It depends on the specific situation:

1, credit card arrears, long-term non-payment, the bank has initiated proceedings, the procuratorate will investigate your assets, and the salary card should be under investigation. If the court decides to use your assets to repay the debts of the bank, the money in the salary card will be frozen.

2. The bank will not freeze the money in the salary card without other investigation. If it is frozen, it will comply with the law.