1. Under normal circumstances, the bank card can be used normally the next day after it is unblocked. The freezing time of the bank card depends on the nature of the freeze. If the bank card is temporarily frozen, as long as you apply for unfreezing, it can generally be unfrozen immediately or within 7 working days, and you can use it normally the next day after being unfrozen. If a bank card is permanently frozen, it cannot be unfrozen.

2. The number of days it takes for a bank to unblock an account depends on the specific circumstances, and since each bank has different regulations, the unblocking time is also different:

( 1). If it is frozen due to repeated password entry, it will usually be unfrozen after 24 hours;

(2) If it is temporarily frozen due to bank card loss or other reasons, it usually takes 5-7 working days to be unfrozen. ;

(3) If it is permanently frozen due to fraud, arrears for more than 4 weeks, etc., it cannot be unfrozen.

(4) If the bank card is frozen by the court, it can be unfrozen after the case is settled

The reasons why the bank card is frozen:

1. If it is a credit card Being frozen may be due to abnormal transactions on the credit card, such as malicious cash withdrawals, forged information, consecutive incorrect passwords, etc. The bank card may be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. If the debit card is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may freeze the excess. . One is judicial freezing. According to relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. If you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.

5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.

6. If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.