The question asked is "What are the merchant fees for credit card payments?" First-class merchants, second-class merchants, and third-class commodities.

1. Category 1 merchants: Merchants need to pay a handling fee of 2% to 2.5%. If the consumption amount is 10,000 yuan, the merchant will deduct a handling fee of about 200-250 yuan. This is the type of industry with higher risks and costs, as well as higher transaction processing needs.

2. Category II merchants: For industries such as wholesale and car sales, the handling rate is about 1%. Even if a credit card is used to spend 10,000 yuan, the merchant will be charged 100 yuan as a procedure. fee. Compared with first-category merchants, second-category merchants have larger and more stable transaction volumes, and their products or services also have lower return rates and dispute risks.

3. Category III commodities: Supermarkets, gas stations, airline ticket sales and other industries belong to the Category III category. When you use a credit card to spend 10,000 yuan, you will pay a handling fee ranging from 0.5% to 1%, which is about Between 50-100 yuan. These merchants have larger transaction sizes, but their risks and costs are lower than those of first- and second-class merchants.