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The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions on it:

Article 27 A bank offering credit card business must meet the following conditions:

(1) It meets the asset-liability ratio monitoring index stipulated in the Commercial Bank Law of the People's Republic of China and the supplementary provisions of the People's Bank of China;

(2) the corresponding internal management organization;

(3) qualified managers and technicians;

(4) sound management system and safety system;

(5) necessary telecommunication equipment and business premises;

(6) Other conditions stipulated by the People's Bank of China.

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extended data:?

relevant provisions of the notice on printing and distributing the measures for the administration of credit card business:

article 7? To apply for credit card business, the following written materials shall be submitted to the People's Bank of China:

(1) Application report;

(2) Articles of association of credit card business;

(3) Resumes and relevant information of the main person in charge of the credit card department;

(4) information about the name, sample card, issue scope and issue target of the credit card to be issued, and relevant information about the entrusted bank or foreign organization of the overseas credit card to be represented.

Article 8 When a domestic bank signs a credit card agency business agreement with an overseas bank, it shall submit a copy of the agreement and relevant materials to the People's Bank of China for the record. Banks offering credit card business shall, according to the principle of voluntariness and mutual benefit, gradually carry out joint venture cooperation in acquiring bills, equipment, information and receiving cards in handling RMB credit cards or acting as agents for overseas credit cards.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business