If you have a savings card and are willing to set up automatic repayment, you must fill in the savings card number and select the repayment ratio. The full amount refers to the automatic return of the entire repayment amount settled according to the bill. The minimum is It means that the minimum repayment amount based on bill settlement is automatically returned. Repaying the full amount after a credit card purchase is interest-free.

How to set the full repayment amount for CCB credit cards:

You can bind yourself to a CCB account through channels such as CCB branch counters, online banking, mobile banking, and credit card customer service hotlines. If the debit card (or quasi-credit card, savings passbook, wealth management card, etc.) is used as the agreed repayment account, China Construction Bank will automatically deduct the corresponding amount from the account on the day after the due repayment date and return it to the individual. Pay bills due;

Automatic repayment includes three methods: "agreed on the RMB account to return the RMB arrears", "agreed on the foreign currency account to return the foreign currency owed" and "agreed on the RMB account to purchase foreign exchange and return the foreign currency owed" ;

You can choose full repayment or minimum repayment for automatic repayment. If you choose the minimum repayment, you will no longer enjoy the interest-free repayment treatment, and CCB will charge interest based on the actual calculated interest amount;

But there is one thing, the savings card bound to the credit card can only be from CCB Credit cards and debit cards from other banks are not supported.

Keep the status of your debit card normal until the due repayment date, and if the amount is sufficient, the money will be automatically deducted and paid back to the credit card. However, China Construction Bank's credit card automatic repayment can only be bound to China Construction Bank's savings card. If it is a savings card from another bank, it cannot be bound, and you need to use online banking or mobile banking to transfer the repayment.