How long does it take for CCB to apply for a credit card?

It takes about 1 working days for CCB to apply for a credit card online, which is faster. If you choose to do the card offline, you need to prepare the materials and give them to the bank. The bank will mail it to the credit card center again, which will waste a lot of time.

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The credit card of China Construction Bank can be processed in 15 working days.

After applying for a credit card, you can check the progress of card processing through China Construction Bank's mobile banking or online banking. If it is approved, the bank will also send you a short message.

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How long will it take for CCB to apply for a credit card?

to apply for a credit card through self-service channels such as "China Construction Bank" WeChat WeChat official account, it takes about 5 working days for existing card customers to apply and mail the card. If the new customer passes the examination and approval (generally, the examination and approval time is 1 days), he will receive a short message for face-to-face signing, and a card letter will be received after 3-5 working days. Within 18 natural days, he will go to the CCB outlet for face-to-face signing with a short message, a credit card and the original ID card (among them, the mobile banking signing customer with the second-generation ID card can do face-to-face signing on the mobile banking). Pay attention to "China Construction Bank" WeChat official account through mobile banking or WeChat, and you can grasp the card processing progress in real time.

(in case of business changes, please take the actual situation as the standard. )

How long does it take to apply for a credit card on the China Construction Bank app

It takes about 25 working days for CCB to apply for a credit card online. Generally, within 3 working days after the approval of the bank, the card will be made and mailed, and you will be notified by SMS after mailing.

1. A CreditCard is a credit certificate issued by a commercial bank or a credit card company to a consumer with qualified credit.

A credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. [1] Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified amount.

second, another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when they use credit cards, and they will make repayment on the settlement date. Except for some credit cards combined with financial cards, general credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct funds from users' accounts. In February 212, the bank confirmed that credit cards are safer without passwords, and if they are stolen, they will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 2-5 days). Credit card consumption enjoys an interest-free period, and the bill amount will be paid off before the due repayment date, and no expenses will be incurred. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the day of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

third, the earliest credit cards appeared at the end of 19th century. In the 198s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid as needed, and there was no long-term default and no credit line. In 195s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel very embarrassed, so he organized DinersClub (English: Diners Club). Members can charge their expenses by bringing a dining charge card to 27 designated restaurants without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.

It is said that one day, Frank McNamara, an American businessman, entertained guests at a restaurant in new york. After eating, he found that he had forgotten his wallet with him, so he was deeply embarrassed and had to call his wife to bring cash to the restaurant to settle the bill. So McNamara came up with the idea of creating a credit card company. In the spring of 195, McNamara and his good friend Schneider jointly invested 1, US dollars to establish DinersClub, the predecessor of Diners Credit Card Company, in new york. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can keep accounts and spend money. This kind of credit card that does not need to be handled by a bank is still a commercial credit card.

How long does it take to approve the credit card of CCB

Different application methods and approval time of CCB's credit card are different. 1. Application for outlets: The applicant brings all relevant materials, such as a copy or original ID card, proof of income, proof of work, proof of financial resources, etc., and goes to the bank outlets for counter processing. Generally, the review time is about 2 working days. 2. First-time online application: If the applicant applies for the CCB credit card online and has no online banking shield, the bank review time will be about 2 working days. An important step of online application is face-to-face, which is to let the bank know whether the applicant is real and whether the information is true and reliable. 3. Non-first-time online application with online banking shield: It is not the first time to apply for CCB credit card online, and the bank review time is 5 working days. 4. Card online application: If the applicant holds a credit card for online application, the bank review time is also 5 working days. 5. The applicant does not have a CCB credit card: the bank will notify the applicant of the interview through the mobile phone number reserved by the applicant. After the interview is successful, the review will generally be completed within 2 working days, and then the credit card will be sent after 3 working days. The credit card sent by registered mail will generally be accepted within 1 working days.

how long will it take to get the CCB credit card

It usually takes about 1 month to 4 days from the time when the CCB credit card is applied to the time when it is received.

1. When submitting the application form in official website, China Construction Bank, official website usually submits it to the credit card auditing department in about one week, and it takes about 1 days for the auditing department to review it.

second, it will be handled in the business hall, and it will take about 15 days for the audit department to audit.

3. There is a three-day business card printing period after approval. Successful mailing of the three-day business card printing is by registered mail of China Post, and it will take about 7-15 days to reach the applicant's mailing address.

The conditions and required materials for handling the credit card of China Construction Bank are as follows:

1. Applicants must meet the following conditions

Any natural person with full capacity for civil conduct and repayment ability can apply for a personal card master card with his/her valid identity document and relevant supporting documents.

the main card applicant can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of their legal representatives). You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.

2. Information to be provided by the credit card applicant

1. If the applicant is a local household registration applicant, he/she should also provide:

① A copy of his/her ID card.

② proof of financial resources: including proof of income or personal assets or professional qualification, in which:

-proof of income (including any materials)

copy of personal income tax withholding certificate or tax payment certificate in the last three months from the date of application.

a copy of the social security form for the last three months from the date of application.

a copy of the provident fund payment record or payment list in the last three months from the application date.

personal assets certificate (including any materials).

a copy of the local real estate ownership certificate owned by me or others * * *

a copy of the purchase/car invoice.

a copy of the motor vehicle driving license of the People's Republic of China.

copy of savings passbook or deposit certificate of China Construction Bank.

professional qualification certificate (including any materials).

for example, a copy of the qualification certificate assessed or recognized by the authoritative department of the state, including certified public accountants, certified auditors, lawyers' certificates, etc.

2. If the applicant is a non-local household registration applicant, he/she must also provide:

① a copy of his/her ID card;

② financial proof (same as above);

③ proof of stability.

a copy of the local property certificate of the issuing bank.

copy of social security form.

copy of full-time bachelor degree or above/degree certificate.

3. If the applicant is a foreigner (including compatriots from Hong Kong, Macao and Taiwan and foreigners), he/she shall also provide:

① a copy of his/her ID card;

foreigners should provide copies of their passports.

residents from hong kong and Macao should provide copies of their passes to and from the mainland.

Taiwan Province residents should provide copies of five-year Taiwan residents' travel permits to and from the mainland.

② Foreigner's Permanent Residence Permit or deposit (the initial deposit amount is 5, yuan).

Let's stop here for the introduction of how long it will take to apply for CCB credit card online.