1. Maintain good card usage habits. When applying for a limit increase, you can provide some financial proof, such as salary slips, property certificates or vehicle certificates.

1. Temporary limit adjustment of Ping An Credit Card. When using Ping An Credit Card, if you find that the approved credit limit is not enough and you need to increase your Ping An Bank credit card limit, you can apply for a temporary increase in the credit card limit. The increased temporary credit limit will be automatically restored to the original limit after the validity period. Tip: After the temporary limit expires, the actual use exceeding the credit limit of Ping An Bank will be charged an over-limit handling fee. The over-limit handling fee is charged at 5% of the over-limit portion, and there is no maximum or minimum fee limit (not charged for the time being). 2. For long-term limit adjustment, cardholders can submit the latest financial income certificate and apply for it at any Ping An Bank branch. Ping An Bank will review it based on their past card use history, repayment records, etc. After passing the review, the card holder will be eligible. The cardholder appropriately adjusts the credit limit of Ping An Bank.

2. Credit card limit increase

1. Increase the number of credit card swipes: As we all know, the frequency of card swipes is indeed a criterion for banks to increase credit card limit. The more times you use a credit card, the easier it is to increase the limit. .

2. Increase the amount of consumption: In order to increase the number of card swipes, many people will make some small purchases, but the effect is minimal. Although it is easier to increase the limit for large-amount purchases, you should try to control it within a reasonable range. If you make several large-amount purchases at the same merchant regularly, the bank will mistakenly think that it is a malicious cash-out.

3. Increase consumption merchants: Try to use credit cards at different merchants as much as possible. If it is too single, the bank will mistakenly think it is a malicious cash out. And try to use the card at the cooperative merchants of the card issuing bank to make purchases, which is more conducive to improving the overall score.

4. Maintain good credit: If you want to successfully raise your credit limit, you must not engage in bad behavior such as overdue payments during the use of the card, and you must complete the repayment within the repayment period. Maintaining a good credit record is a key point to increase the success rate of loan increase.

5. Apply for a limit increase independently: You can submit asset certification materials such as real estate certificates to the card issuing bank, take the initiative to apply for an increase in the limit with the customer service staff, or directly apply for a card with a higher limit.

6. Choose installment consumption: You can pay the bill in installments every six months, choose the minimum repayment amount, and pay a certain amount of interest, then the bank will be more willing to increase the amount, and this also examines our repayment Ability and credibility.