If you apply for a CMB credit card, the most important condition is to have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

Credit card applications are comprehensively evaluated by the system, during which we refer to many factors, such as age, job stability, income, personal credit and so on.

Maybe your original application materials failed to fully show your real situation, which led to the failure of your application. If your application fails, we will send you a text message on the 6th, and if your mobile phone number is abnormal, we will send you a paper return notice.

If your work or financial information changes in the future, you can reapply for this information after 3 months. I hope you can get a card next time!

2. I applied for a credit card at China Merchants Bank twice and failed. What should I do?

There are several ways to spend money.

You can apply for a credit card under the following circumstances:

Apply at the bank counter first (provide ID card and work certificate).

Second, make an appointment for the bank staff to visit (you can call the bank).

Third, the official online application (the amount is generally not very high, you only need to fill in the information, the phone at work is answered, and there is not much problem with personal credit information, so you can generally apply for a card).

If you can't do it, you can only spend money to find someone.

Card processing, cash withdrawal, personal.

I applied for the credit card of China Merchants Bank twice and failed.

Hello, if you apply for a credit card of China Merchants Bank, the review is a comprehensive evaluation of the system, and there will be many reference factors, such as work, income, stability, personal credit and so on, which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application. In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standard and scoring standard are confidential within the bank, the risk-related factors cannot be announced to the public, which you can understand. You can call 800-820-5555 to request re-inspection. I hope you can provide us with more reference materials. If you don't want to attach more information at present, you can reapply 3 months after the first application.

4. What if the credit card application fails?

Hello, if you fail to apply for China Merchants Bank credit card. Credit card application is comprehensively evaluated by the system, and there are many reference factors, such as work, income, stability, personal credit, etc., which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application. In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standard and scoring standard are confidential within the bank, the risk-related factors cannot be announced to the public, which you can understand. You can call 800-820-5555 to request re-inspection. I hope you can provide us with more reference materials. If you don't want to attach more information at present, you can reapply 6 months after the first application. If you have any other questions, it is suggested to add "QQ" or "WeChat" to experience the function of the "micro-customer service" platform of the credit card, or telephone manual service consultation. Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search for "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center. Method 2: Please call the credit card customer service hotline 8008205555 (fixed telephone only) or 4008205555. The cardholder should directly enter the ID number and inquiry password-then select "9" to enter the manual service. Thank you for your attention and support!