What is the best and most cost-effective credit card?
Ping An Bank
The applicant for the main card is between 20 and 65 years old, and the applicant for the auxiliary card is 14-65 years old. In addition, new users need to provide credit card applications, resident identity cards within the validity period, work certificates and other information. At the same time, the applicant's personal credit information needs to be kept good and the debt ratio should not be too high.
China Citic Bank
The main card applicant 18-65 years old, and the auxiliary card applicant 16-75 years old. A natural person with full capacity for civil conduct can apply for a credit card of CITIC Bank, and the requirements are not high. In addition, although the credit card limit of CITIC Bank is not very high, the withdrawal limit is relatively fast, as long as the cardholder uses the credit card as soon as possible to maintain a good credit status.
China Merchants Bank
China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, and the threshold for credit card application is not high. Basically, as long as there is no problem with personal credit information and there is a stable job and income, it can be approved.
Everbright Bank
Everbright Bank has a low credit card approval threshold. As long as the applicant's credit status is good, it can basically pass, and the credit card limit is relatively high. Most credit cards of China Everbright Bank can reach 10000 yuan.
Huaxia Bank
Master card applicant 18 to 65 years old, with full capacity, stable job, income and fixed residence, can apply, which is easier than state-owned banks. Huaxia Bank's credit card limit is moderate, generally between 10000-50000, which fluctuates slightly according to the applicant's credit status.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
The credit card of China Everbright Bank is issued free of charge and passed quickly, with a pass rate of over 90%. It is easy to handle all kinds of cards and benefits of CITIC Bank Credit Card. Minsheng Bank's credit card is easy to take off, and the amount is high, free of annual fee. If Shanghai Pudong Development Bank is hungry, the joint credit card take-out will be reduced by 7 yuan every day. After spending six times a year, the annual fee will be exempted next year. Send a 2-year JD.COM member to apply for this card. New customers of China Guangfa Bank will receive a 1 year JD.COM Classic Annual Card to apply for it. Ping An Bank's standard credit card online shopping consumption is refunded, and the new customer 60 yuan Jiaoli reduced the package to apply for this card. It is easy for the above major banks to apply for credit card quotas. You can pay attention.