Specifically speaking, first of all, the credit limit of a gold card is usually higher than that of a general card (the maximum credit limit of a gold card is RMB 50,000; The maximum amount of Puka is ￥ 6,543.8+0,000 yuan). Except the annual fee (300 yuan per card per year for gold card and RMB 100 per card per year for Puka), the use method is the same.
In addition, the gold card symbolizes honor and shows identity. Gold card holders can enjoy more credit card benefits and conveniences. For example, overseas, China Merchants Bank provides free emergency card replacement services for gold card holders.
As far as I know, to apply for China Merchants Bank credit card, you need to provide proof of ID card, proof of work and proof of financial resources. According to your comprehensive situation, review and judge. If your application materials meet the standards, you can apply for a gold card. According to personal experience, if the salary level reaches 1 10,000, you can apply for a gold card.