Now many banks charge various fees for savings cards. You can try to reduce those fees.
Minsheng Bank's savings card does not charge annual fees and account management fees. If you want to save money, it should be a good choice.
Financial management is a very broad concept. Bank deposits, insurance, national debt, funds, stocks and foreign exchange are all called financial management.
When there is not much money, the purpose of financial management is to preserve value. For example, reduce unnecessary and avoidable expenses.
With more money, the purpose of financial management is to add value. The bank's wealth management card is to buy all kinds of wealth management products.