How to use: 1. Online use: You can bind your credit card to a third-party formal platform such as WeChat or Alipay, and choose credit card payment when purchasing in an online mall. It should be noted that this method only Valid for merchants that have opened credit card payments. 2. Offline use: When shopping offline, you can use your credit card to make purchases at the POS machines of offline merchants. Credit card repayment: 1. Repayment can be made on regular third-party platforms such as Alipay and WeChat. 2. Insert your credit card into the ATM and deposit money to repay. 3. Repay on the bank’s official website or mobile banking APP.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.