According to relevant laws and regulations, as long as the certificate issued by the unit to the work and income of the party applying for a credit card is correct at the time and does not deliberately falsify, the person applying for a credit card in the future will The company does not assume any responsibility for the employee's card usage and repayment status. It is the responsibility of the cardholder himself.

Requirements for applying for a credit card:

1. Aged 18 and below 65 years old;

2. Have a good credit record;

3. Applicants may apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity proof: copy of resident ID card or military officer ID;

2. Work and income proof;

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3. Other financial resources proof: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .