The credit card of China Construction Bank can negotiate installment repayment in the following ways:

1. Open the mobile phone construction bank app and click the place indicated by the arrow in the upper left corner of the page.

2. Next, click Login.

3. Next, go back to the previous page and click on the credit card.

4. After entering the credit card page, click installment repayment.

5. Next, click on the bill installment.