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Is credit card withdrawal equal to loan, and the interest is calculated according to the loan interest rate?
Hello, credit card withdrawal is equivalent to credit loan, but the interest is not calculated according to the interest of the loan. The interest on credit cards starts from the day of withdrawal, with a daily interest rate of 0.5% and a monthly interest rate of 1.5%, which is higher than the mortgage interest rate and lower than the private credit loan interest rate.
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