Is a visa credit card necessary for overseas shopping? Can I pay via Alipay and WeChat?

For girls, shopping must be a happy thing, but in order to save money, overseas shopping is the most cost-effective. So, is a visa credit card necessary for overseas shopping? How is it usually paid? Which company should I choose if I want to apply for a credit card? Next, let’s take a look at the introduction provided by this site!

Is a visa credit card necessary for overseas shopping?

Under normal circumstances, when shopping overseas, you generally need a credit card with the VISA or Mastercard logo. This kind of credit card can be used for shopping. Dual currency or full currency payment.

Of course, some overseas shopping websites allow you to pay with PayPal, Alipay, WeChat, etc. This is more convenient, but it is recommended that you apply for a credit card, which will be more convenient when shopping.

In terms of credit card brands for overseas shopping, there are currently five major credit card brands in the world: Visa, Master, Diners Club (diners club), JCB (Japan Credit Bureau) and American Express.

Only full currency is accepted, not dual currency. Be sure to make it clear to the counter when applying, because when the dual currency card is used in other currency areas, there may be a currency conversion fee of 1.5, which is super expensive!

Be sure to ask clearly when applying for a credit card! There are many pitfalls in overseas shopping, so you must prepare a strategy before proceeding.

Overseas shopping credit card

Nowadays, if you only know how to shop online, it is not considered trendy. Only when you have mastered overseas shopping can you be considered a real master. Needless to say, the advantages of overseas shopping are that on the one hand, you can buy quality-guaranteed foreign goods, and on the other hand, the prices of goods purchased through overseas shopping are much lower than domestic ones. If you want to enjoy overseas shopping, you should first apply for a credit card suitable for overseas shopping. Here are some credit cards for overseas shopping.

Overseas shopping credit card:

1. Bank of China all-currency card (EMV)

It is divided into gold card and platinum card. It is best to apply for platinum card. Because the Platinum Card earns double points for overseas transactions. There are EMV MasterCard and EMVVisa cards. The best one to choose is MasterCard. But not every area can apply for MasterCard.

I won’t go into detail about the detailed functions and service features, because I can’t explain them all. It depends on the value of his points. If you double the points, 9 yuan of consumption can be converted into 1 Air China mile, which is still very valuable.

2. Bank of Communications Wal-Mart Co-branded Credit Card—MasterCard

This card is a dual-currency card, suitable for purchases in the United States, but not suitable for purchases in Europe. I used to use it for a period of time. At that time, I only consumed it domestically, so I couldn’t feel its advantages. Now I finally know it, and I feel a little regretful:

1. There is a cash rebate for consumption, which is equivalent to 1

2. Earn 1 point for every 1 yuan spent domestically, and 7 points for every 1 dollar spent overseas (you know, Walmart’s US website also has a huge variety of products). When you spend in Walmart stores, your points will be doubled. All points can be used for purchases at Wal-Mart, and Bank of Communications has "Redtest Friday", which is equivalent to a 50% discount on Wal-Mart purchases on Friday.

3. Friends who own cars, don’t miss out on the benefits. This card can provide rebates on gas. If the non-gas consumption in the previous month was full? 2,000, if you refuel every Friday, you can get a maximum rebate of 25 yuan, and the maximum monthly rebate is 100 yuan. The rebate portion can only be used to offset gas consumption.

3. China Merchants Bank Multi-Currency Credit Card

Choose it to choose the service of China Merchants Bank Credit Card. Everyone is familiar with it, so I won’t go into details. Let me just say one thing: swiping your CMB card during your birthday is a shortcut to earn points.

4. Industrial Bank "Yu" Series Platinum Credit Card

Special note, does this card have? There is no waived annual fee of NT$900. What’s more, in addition to basically meeting the needs of overseas direct purchases, this card is especially suitable for users who frequent international business trips. The overseas airport VIP pick-up service and 10 million accident insurance are all special features.

What kind of credit card is good for overseas shopping?

Overseas shopping is what we often call overseas shopping. Overseas shopping generally adopts the method of payment first and delivery later. When using overseas shopping, the essential tool that cannot be ignored is a credit card, because all overseas shopping is settled by credit card. So, what kind of credit card is best for overseas shopping?

1. If you want to make overseas purchases, you first need to have a credit card that can be used for payment. This type of card must have the logo of Visa, Master or American Express, otherwise you must choose a full-currency credit card from major banks.

2. If you want to shop overseas, preparing a credit card that can pay overseas (Visa/Master) or an Alipay account is a must-do step.

3. The full-currency credit cards of various banks are also more suitable for cardholders who like overseas shopping. If you are doing overseas shopping outside the United States and America and Asia, it is better to either apply for a credit card in the corresponding currency, or apply for a credit card in all currencies, or pay an exchange fee.

In general, if the buyer holds a dual-label card, he or she can spend money overseas through UnionPay or an international organization. If a buyer holds a single-label card, he or she can spend money abroad through an international organization.

That’s it for the introduction of credit cards for overseas shopping.