1, check with the credit department of the local people's bank.
2. Inquiries can be made on the personal credit information service platform of the Credit Information Center of the People's Bank of China.
Credit records can be found in three aspects through the platform: personal credit information prompt, personal credit information summary and personal credit report.
Extended data:
The main forms of credit investigation:
I. Personal Credit Report
It is an objective record of personal credit information. Record all personal credit payment history. Including: the performance record formed by the credit relationship with financial institutions; Performance records formed by loan relationship with other institutions or individuals; Performance records formed by the credit purchase relationship with commercial institutions and public institutions.
Performance records formed by economic relations with housing provident fund, social insurance and other institutions; Records of unpaid taxes and fees that should be paid according to law; Various commendation records; And other criminal penalties, administrative penalties, administrative penalties or civil compensation records that may affect personal credit status. Personal credit report is an important reference for lenders to quickly and objectively decide whether to provide credit to lenders.
Second, personal credit files.
Personal credit file is vividly called the second identity card. In developed countries or regions, every economic entity participating in credit transactions will have corresponding credit files. This file records the credit information used to evaluate personal credit value. It is a collection of various credit records, usually stored in the form of electronic data.
Baidu Encyclopedia-Personal Credit Records