Unmarried: after the cardholder dies, there is no need to repay the credit card debt. If there is a legacy, it is another matter.
Inheritance: the heir inherits the debt and inheritance, and the bank recovers the credit card debt from the heir, and the credit card debt needs to be paid back.
Inheritance: Heirs have the right to choose not to inherit the inheritance. No inheritance, no debt, no credit card debt.
According to the provisions of Article 19 of the Marriage Law of the People's Republic of China, the husband and wife agreed that the property acquired during the existence of the marriage relationship should be owned by each other. If a third party knows this agreement, it should pay off all the property of the husband and wife.
According to Article 33 of the Inheritance Law of People's Republic of China (PRC), inheritance should pay off the taxes and debts that the decedent should pay according to law, and the payment of taxes and debts is limited to the actual value of his estate. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir. If the heir renounces inheritance, he may not bear the taxes and debts that the decedent should pay according to law.
Because there will be many problems after the death of the cardholder, relatives should go to law firms and banks to consult specific matters.