Credit card installment types include transaction installment, bill installment, merchant POS installment, special installment and cash installment. Consumption installment, bill installment and cash installment can be applied for 3, 6, 9, 12, 18 and 24 installments at present.

Take shopping mall installment as an example: Shopping mall installment refers to the installment payment when the one-time consumption of a special merchant designated by China Bank exceeds 65,438 yuan+0,000 yuan (inclusive) and the cardholder chooses to pay by installment.

Shopping malls should deduct accounts by stages, and adopt the method of equal monthly deduction to make the whole account. When the total amount is not divisible by the number of periods, the remaining amount will be deducted from the first recorded amount.

Cash installment should be proposed by qualified personal credit card holders of China Bank, and it should not exceed 40% of the credit line and be within the currently available credit line, starting from 500 yuan and up to 50,000 yuan. The transferred funds need to be transferred to the debit card of China Bank in my name, and whether it can be handled depends on the system prompt.

Extended data:

China Bank Credit Card Installment:

1. When purchasing, the payment method is credit card installment, select the bound credit card, select the installment number, and then submit the order.

2. After purchase, call the customer service phone of China Bank Credit Card to apply for installment payment.

Hold the credit card issued by China Bank (BOC series or new generation Great Wall credit card), settle at the counter of the special shopping mall of China Bank, and handle the installment payment business at the same time. The cashier will complete the installment payment transaction by swiping the card according to the number of installments you choose, and complete the transaction after signing for confirmation.

Bank of China-Online Customer Service

Bank of China-Shopping Center Staging