The credit card fixed limit refers to the maximum credit amount that the card issuer can grant to the cardholder within a specified period based on the cardholder's credit status. The credit card limit usually referred to is the fixed limit.

The credit card fixed limit is the limit given by the bank to the cardholder for overdraft consumption. For example, when the credit card is approved, the limit given by the bank is 10,000 yuan, then the fixed limit of this credit card is 10,000 yuan. If The cardholder has spent 2,000 yuan by swiping the card in the current bill, so the available credit limit of the credit card is only 8,000 yuan.

The content of this article comes from: China Law Publishing House's "Complete Knowledge of Legal Life Common Sense Series"