Credit card (debit card) can still apply for a loan after cancellation. In fact, any bank will consider the borrower's recent credit loan transaction records when judging the borrower's personal credit status. As long as the cancellation of the borrower's credit card (debit card) is not due to reasons such as too long overdue time and too large amount of arrears, it will not have any serious impact on the borrower's loan approval results. Most commercial banks use overdue repayment for 6 times or more as a node to judge whether an individual has a bad credit record.