Bank credit card application conditions
To know why security guards can't apply for credit cards, we can first look at what conditions banks need for card holders when they apply for cards:
1, need to meet the age requirement. Banks generally require applicants to be 18-65 years old with full capacity.
You need identification and financial proof. To apply for a credit card, you must provide valid identity documents and financial vouchers to the bank.
3. Personal credit information. What banks value most is the personal credit record of card friends. If there are bad consumption or repayment records, it is very difficult to apply for a card.
In addition to the above, banks generally require applicants to have a stable income. Therefore, banks are very partial to those who are employed in institutions, such as staff, doctors, teachers, civil servants, corporate executives and so on. This is also a big reason why security guards can't handle credit cards.
Personal credit card application skills
In fact, a safe friend need not be discouraged at all. As long as they do the following, it won't be so difficult to apply for a credit card:
1, providing a good historical credit record. In the past, the credit card was used many times and the repayment was timely;
2. Have a fixed residence and rich assets. Have assets such as houses and cars, or be able to provide bank running water and large consumption bills;
3. Contribute to the bank and purchase wealth management products.
That's why security guards can't handle credit cards. In fact, no matter what occupation, in the process of applying for a credit card, as long as you show your repayment ability, you will definitely win the favor of banks.