2. If you borrow 25, yuan, go directly to the credit department of the bank for consultation. The interest is much lower than that of credit cards (unless you pay it off within one year)
3. The partners of each bank are different, and there are regional differences. You mean transfer and remittance, right? Most of them are .4.%, which caps the 5 yuan handling fee, but if you withdraw cash by credit card, you should pay attention to this.
5. That bank in China is similar. It is good to facilitate your own business. The advantage of postal service is that you don't rest. You also go to work on Sundays.