The conditions for handling the credit card of Guangfa Bank are as follows:
1, aged above 18, with full capacity for civil conduct.
2. Good credit and no bad overdue records.
3. There is no major breach of contract in the last year.
4. I have made deposits or purchased wealth management products in Guangfa Bank before.
5. There are certain assets under the personal name.
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The conditions for applying for GDB credit card are as follows:
1, with stable work and income;
2. The resident city has the business outlets of Guangfa Bank;
3. Fill in the credit card online processing materials as required;
4. The age meets the requirements of Guangfa Bank.
What are the requirements for more credit cards? Please go to: See More.
What are the requirements for Guangfa Bank to apply for a credit card?
The requirements for handling credit cards of Guangfa Bank mainly include:
1. The applicant for the main credit card of Guangfa Bank must be over 18 years old, with a maximum of 60 years old and full capacity for civil conduct.
2. The applicant for the subsidiary credit card of Guangfa Bank must be between 13 and 60 years old, and be the immediate family members of the cardholder of the main credit card of Guangfa Bank, such as the cardholder's parents, children, spouse, brothers and sisters, etc.
3. Applicants need to have good personal credit and no bad overdue records.
4. The applicant must have a stable job and can provide proof of employment, and have worked in the work unit for more than one year (excluding the probation period).
5. The applicant's monthly income is high, which can guarantee the timely repayment of credit card bills.
6. The applicant must have certain property under his name, such as bank deposits, stocks, etc.
7. Meet other conditions stipulated by Guangfa Bank.
For more information about the credit card processing requirements of Guangfa Bank, please visit: See More.
What information do I need to apply for the credit card of Guangfa Bank?
The materials for handling Guangfa Credit Card are as follows:
1. Original and photocopy of ID card;
2. Proof of salary/income stamped with the official seal in the last 3 months;
3. Other economic certificates, such as real estate license or motor vehicle driving license.
Among them, the application for credit card financial proof includes:
Non-operating private car driving license, local commercial housing real estate license, certificate of listed stocks with a market value of more than 654.38+10,000, certificate of funds with a market value of more than 80,000, certificate of national debt with a market value of more than 50,000, certificate of company equity with a capital contribution of not less than 50,000, business license of local enterprise as a legal person, etc.
For more information about handling the credit card of Guangfa Bank, please visit: See More.
Credit card requirements of Guangfa Bank
Guangfa Credit Card Application Requirements:
1. At least 18 years old and less than or equal to 65 years old.
2. There is a business outlet of Guangfa Bank at work or permanent residence.
Three, Chinese mainland residents and foreigners do not accept entry (except for newcomers from Hong Kong, Macao and Taiwan), and newcomers from Hong Kong, Macao and Taiwan can issue cards if they meet certain conditions (specifically confirmed by credit review).
Four, the annual income reached the local average level (pre tax income).
Five, high school education or below requires working in this unit 1 year, other education is not required.
Requirements for the use of Guangfa Credit Card:
1. Cardholders need to keep and use their credit cards properly, otherwise they need to bear the consequences themselves.
Second, credit cards should not be lent to others. If losses are caused, the cardholder shall bear the consequences.
3. Cardholders are not allowed to cash out with credit cards, otherwise they will bear administrative responsibilities.
4. The cardholder needs to repay the loan on time, otherwise, there will be a big penalty interest, which will also affect the cardholder's personal credit.
Five, the cardholder can use the credit card to the special unit for consumption.
To apply for Guangfa Credit Card, you need to provide a credit card application form and valid identity documents to Guangfa Bank. If the applicant fails to apply for a credit card of Guangfa Bank, Guangfa Bank will not return the application materials of the applicant, but Guangfa Bank will destroy the application materials regularly.
What do I need to apply for Guangfa Credit Card?
To apply for Guangfa Credit Card, you must be at least 18 years old, hold a valid ID card, have no bad credit record, have a fixed work certificate, have an income certificate stamped with the company's financial seal, and have other financial certificates, such as real estate, automobiles, stocks, bonds, etc. The first three are the most basic conditions. If you can provide 4 to 7 supporting documents, the success rate of application and the credit limit will be improved.
For more information about Guangfa Credit Card, please visit: See More.
This is the end of the introduction about what is needed to run Guangfa Credit Card and what conditions are needed to run Guangfa Credit Card. I wonder if you have found the information you need?