Although it is difficult for college students to apply for a credit card, it is not completely hopeless. But first of all, you should know that college students applying for credit cards must be full-time undergraduates. Some banks even define the application as a freshman or a senior. Most importantly, college students who apply for credit cards cannot have student loans.

Under normal circumstances, the issuing schools locked by the issuing banks are 2 1 1, 985 colleges or other well-known local schools. In other words, if your school is not listed as a card-issuing school, you can't apply for a college student credit card.

Also, if you are a junior college student, you can't apply for a credit card if you take the self-study exam.

The best time for college students to apply for credit cards is to start school or have a big holiday. At this time, banks usually do activities for students. Be sure to seize this opportunity and ask the bank staff near your school carefully. But we must pay attention to safety, because at this time, some lawless elements will sneak into the school and deceive students. College students have little social experience, so don't believe what liars say, but be fooled by them. Be sure to remember that there is no handling fee for handling credit cards!